What You Should Know To Save Money On Healthcare by Irina

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TITLE: What You Should Know To Save Money On Healthcare

AUTHOR: Irina

LENGTH: 737 words

FORMAT: 59 characters per line

CONTACT: irbonness@ureach.com

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What You Should Know To Save Money On Healthcare

By Irina

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The author grants permission to publish this article, in

its entirety, electronically or in print, as long as the

bylines are included. A courtesy copy of your publication

(or, at least, an e-mail notification) sent to

irbonness@ureach.com will be appreciated.

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This digest-analysis of several key aspects of the current

healthcare crisis in the U.S. may help the readers become

more educated consumers of healthcare services.

Why so expensive?

Roughly 15.1% of the U.S. GDP (gross domestic product) is

spent on healthcare that averages $5,198 per person per

year. The numbers are expected to reach 17.9% of the GDP

and $7,352 per person in 2005.

It wasn't always that way. In 1960, America's health bill

was only $141 per person and nearly everyone was able to

pay it out of pocket. What happened? Two key developments:

1) free market was abandoned in favor of government- or

employer-sponsored prepaid plans. Individuals no longer

paid the bills and NO LONGER CARED what things cost.

2) technology exploded. New and better diagnostic and

therapeutic techniques were developed. And everyone

demanded the best REGARDLESS OF COST.

Does Joe Average pay for you, or on the contrary?

In a given one-year time period, 50% of insured Americans

don't go to the doctor. Another 30% claim less than $500.

THE REMAINING 20% CONSUME 80% of the $1.1 trillion

annually. Only half of them indeed has serious chronic

conditions or naturally induced traumatic symptoms. The

remaining half is suffering LIFESTYLE DISORDERS like

overeating, drinking, using drugs, practicing poor sex

habits, not wearing helmets, seat belts, etc.

With health insurance you never get what you paid for. The

numbers above suggest that for most of us it's LESS much

more often than MORE.

Vanishing insurance

Not long ago getting a job meant getting a good health

benefits -- now there are 44 million uninsured Americans.

Not necessarily due to poverty, since over 25% of them make

more than $50,000 a year. The trend also reflects the

increasing number of self-employed and small businesses

without health benefits.

Even more Americans will be uninsured in the future as

Go to Page 2

BIO:

Irina helps people save money on healthcare and create
steady stream of residual income working from home
http://www.megaone.com/hbb/savemoney/

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