What is the difference between HMO and PPO dental plans? by Dentistry21 Editorial Team

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What is the difference between HMO and PPO dental plans?

If your employer offers dental benefit or if you are shopping for it yourself you often come across two terms:

1. Dental HMO plans (DMO)

2. Dental PPO plans

To be able to make a correct decision you should know the difference between the two, and I don't mean the coverage difference that is usually presented by the insurance companies. What I mean is the real difference.

You should know how they pay the doctors and which plans the doctors favor. Why? Because eventually it is the dentist that will provide the service to you and not the insurance company. So, no matter what the insurance company claims their doctors have to do, your dentist will treat you as he or she sees fit.

To look at the issue from the perspective of a dentist, let's see how they differ in terms of payments to the doctors.

Go to Page 2

BIO:

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